April 27, 2026
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Trade the tide, not the waves

Heather Cullen

In The Money: Bull & Bear Markets

Amazon #1 Best Seller in Options, Derivatives & Trading Strategy 

How The ITM Strategy Works

Discover the simple ITM options strategy in In The Money: Bull & Bear Markets.

The weekly ITM Blog shows how it plays out in real markets. The ITM Hub backs it up with charts, podcasts, videos, quizzes and backtesting.

The ITM Approach

No prediction. No guesswork. Simple rules.

Clear decisions. No screen-watching.

No margin calls – ever.

ITM is built to work with the market – not fight it.

33

Backtested

33 years

6

6 X market

return

$1,000

Invested

in 1993 

$25,471

Market result

2025

$167,123

ITM result

2025

  • Clear signals: one entry – one exit.
  • Deep in-the-money options – minimal time value.
  • Designed for all markets – bull and bear.
  • No predictions. No hype. No reacting to noise.

In The Money: Bull & Bear Markets 

Amazon #1 Best Seller

• Options Trading
• Derivatives Trading
• Trading Analysis & Strategy

31 ★★★★★ reviews

“I tried everything else – this works.”

“No nonsense options strategy.”

“Finally a strategy that actually works!”

“FANTASTIC!! Simple rules based strategy, no BS, no wizardry. Proven track record.”

Heather Cullen In The Money Bull & Bear

The ITM Blog

Don’t start your week without the ITM Blog. Every Monday before the market opens.

Heather Cullen In The Money ITM BLOG Broker Risk Closing Only

Closing Only

When Your Broker Becomes The Risk There have been reports from some traders that TastyTrade has set SPYG to closing only – in other words, you can sell any positions you have, but you can’t open any new ones. Their explanation: low priced, illiquid symbols used for fraud. Breathe. This

Heather Cullen In The Money ITM BLOG Options Nuts Bolts

Nuts & Bolts

Choosing Options. Three golden crosses – these bulls are pretty excited. An 11% rise in 13 trading days (open 31 Mar: $639; close 17 Apr: $710). That’s a fast bull run if ever I saw one. As I said last week, it makes me twitchy. Not “regression to the mean”

Heather Cullen In The Money ITM BLOG What a week

What a week . .

What a week to publish a book! Could there be worse timing? The SPY golden cross has been confirmed, and that is our IN signal. Yes, we will be buying in at a higher price than we sold. Not ideal – the ITM OUT signal gets us out early if

Read more ITM Blog

What Readers Say

“Simple, clear, and easy to follow.”

“By far the easiest and lowest-stress strategy I’ve used.”

“A simple, profitable way to trade – without losing sleep.”

“I’ve read over a hundred investing books – this is the best!’

“I’d give it 6 stars if I could.”

The ITM Track Record

We follow the ITM trades for 33 years.

Every single trade is listed. No cherry-picking.

The good trades, the bad trades, the boring trades.

No smoke, no mirrors. 

The result?

ITM beat the market and fund managers spectacularly.

About Heather Cullen

Heather Cullen Author In The Money

Hi, I’m Heather, author of In The Money. I’ve been trading the stock market for over 25 years and know what works – and what doesn’t.

After years of making and losing money, I developed the ITM (In The Money) strategy – a simple way to beat the market, across both bull and bear conditions.

Learn the ITM strategy in my new book, check out the charts and resources in the ITM Hub, then follow the weekly ITM blog where I show how to implement it and answer readers questions – all free, no membership required.

New ITM Book - Available 13 April

Special: Cost Price for 2 Days Only!

The complete ITM strategy – for both bull and bear markets.

Different approaches, same principles.

The ITM Hub is a free companion to the book, bringing together charts, audio, visuals and quizzes to help you understand and apply the ITM strategy.

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Please note that Heather answers all questions at the end of the ITM Blog.

 

Happy trading!