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		<title>Heather Cullen : In The Money Online</title>
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			<title>Bull Market Backtesting &#8211; SPY</title>
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			<title>On The Bench</title>
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			<title>Chapter 11 &#8211; Other Players: SPYG &#038; QQQ</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 07:57:54 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/]]></link>
			<title>ITM Reader Hub</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 07:54:56 +0000]]></pubDate>
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			<title>Bear Market Backtesting</title>
			<pubDate><![CDATA[Sun, 29 Mar 2026 06:00:56 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/backtesting/qqq/]]></guid>
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			<title>Bull Market Backtesting &#8211; QQQ</title>
			<pubDate><![CDATA[Sun, 29 Mar 2026 04:05:33 +0000]]></pubDate>
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			<title>Bull Market Backtesting &#8211; SPYG</title>
			<pubDate><![CDATA[Sun, 29 Mar 2026 03:38:27 +0000]]></pubDate>
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			<title>Part 4 Navigating The Tides</title>
			<pubDate><![CDATA[Sun, 29 Mar 2026 02:18:19 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/]]></guid>
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			<title>Part 3 Hunting The Bear</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 09:30:56 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/]]></link>
			<title>Part 1 Reading The Currents</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 09:15:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/]]></link>
			<title>Part 2 Riding The Bull</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 09:14:09 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-18-keeping-your-balance/]]></guid>
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			<title>Chapter 18 &#8211; Keeping Your Balance</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:28:02 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-22-stay-the-course/]]></guid>
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			<title>Chapter 22 &#8211; Stay The Course</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:24:16 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-21-itm-sanity-handbook/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-21-itm-sanity-handbook/]]></link>
			<title>Chapter 21 &#8211; ITM Sanity Handbook</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:23:07 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-20-tools-and-traps/]]></guid>
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			<title>Chapter 20 &#8211; Tools and Traps</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:21:43 +0000]]></pubDate>
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			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-19-leverage-and-protection/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-4-navigating-the-tides/ch-19-leverage-and-protection/]]></link>
			<title>Chapter 19 &#8211; Leverage and Protection</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:19:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-17-the-biggest-and-baby-bears/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-17-the-biggest-and-baby-bears/]]></link>
			<title>Chapter 17 &#8211; The Biggest and Baby Bears</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:16:40 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-16-the-longest-bear/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-16-the-longest-bear/]]></link>
			<title>Chapter 16 &#8211; The Longest Bear</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:14:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-15-buying-the-bear/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-15-buying-the-bear/]]></link>
			<title>Chapter 15 &#8211; Buying The Bear</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:13:13 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-14-taming-the-bear/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-14-taming-the-bear/]]></link>
			<title>Chapter 14 &#8211; Taming The Bear</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:11:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-13-can-you-bear-it/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-13-can-you-bear-it/]]></link>
			<title>Chapter 13 &#8211; Can You Bear It?</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:10:22 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-12-the-nature-of-the-beast/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-3-hunting-the-bear/ch-12-the-nature-of-the-beast/]]></link>
			<title>Chapter 12 &#8211; The Nature Of The Beast</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:08:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-10-were-in-the-money/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-10-were-in-the-money/]]></link>
			<title>Chapter 10 &#8211; We&#8217;re In The Money!</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:05:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-09-getting-in-and-out/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-09-getting-in-and-out/]]></link>
			<title>Chapter 9 &#8211; Getting In &#038; Out</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:04:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-08-dont-trade-angry/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-08-dont-trade-angry/]]></link>
			<title>Chapter 8 &#8211; Don&#8217;t Trade Angry</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:02:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-07-never-go-naked/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-07-never-go-naked/]]></link>
			<title>Chapter 7 &#8211; Never Go Naked</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 06:00:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/forums/reply/24410/]]></guid>
			<link><![CDATA[https://heathercullen.com/forums/reply/24410/]]></link>
			<title>Reply To: how to trade IMT and other option stratgs on US market when living in Australia</title>
			<pubDate><![CDATA[Sun, 01 Mar 2026 14:17:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-06-how-itm-works/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-2-riding-the-bull/ch-06-how-itm-works/]]></link>
			<title>Chapter 6 &#8211; How ITM Works</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:59:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-05-out-and-in-the-money/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-05-out-and-in-the-money/]]></link>
			<title>Chapter 5 &#8211; Out &#038; In The Money</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:57:31 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-03-voodoo-school/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-03-voodoo-school/]]></link>
			<title>Chapter 3 &#8211; Voodoo School</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:04:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-02-the-roller-coaster/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-02-the-roller-coaster/]]></link>
			<title>Chapter 2 &#8211; The Roller Coaster</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:03:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-01-of-monkeys-and-markets/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-01-of-monkeys-and-markets/]]></link>
			<title>Chapter 1 &#8211; Of Monkeys and Markets</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:01:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/blog/brain-sabotage/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/brain-sabotage/]]></link>
			<title>Brain Sabotage</title>
			<pubDate><![CDATA[Mon, 23 Mar 2026 04:40:17 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/blog/the-duck-market/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/the-duck-market/]]></link>
			<title>The Duck Market</title>
			<pubDate><![CDATA[Mon, 16 Mar 2026 04:35:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/blog/the-ai-stack/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/the-ai-stack/]]></link>
			<title>The AI Stack</title>
			<pubDate><![CDATA[Mon, 09 Mar 2026 03:08:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/blog/ai-disruption/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/ai-disruption/]]></link>
			<title>AI Disruption</title>
			<pubDate><![CDATA[Mon, 02 Mar 2026 03:22:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/forums/reply/24409/]]></guid>
			<link><![CDATA[https://heathercullen.com/forums/reply/24409/]]></link>
			<title>Reply To: Less expensive SPY equivalent</title>
			<pubDate><![CDATA[Sun, 01 Mar 2026 14:15:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-04-all-about-options/]]></guid>
			<link><![CDATA[https://heathercullen.com/itm-reader-hub/part-1-reading-the-currents/ch-04-all-about-options/]]></link>
			<title>Chapter 4 &#8211; All About Options</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 05:06:37 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/forums/reply/24408/]]></guid>
			<link><![CDATA[https://heathercullen.com/forums/reply/24408/]]></link>
			<title>Reply To: Historical Performance of ITM Strategy</title>
			<pubDate><![CDATA[Sun, 01 Mar 2026 14:13:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/blog/psychology-of-boredom/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/psychology-of-boredom/]]></link>
			<title>Psychology of Boredom</title>
			<pubDate><![CDATA[Mon, 23 Feb 2026 04:15:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/blog/ai-the-dow/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/ai-the-dow/]]></link>
			<title>AI &amp; the Dow</title>
			<pubDate><![CDATA[Mon, 16 Feb 2026 04:32:38 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://heathercullen.com/forums/reply/24220/]]></guid>
			<link><![CDATA[https://heathercullen.com/forums/reply/24220/]]></link>
			<title>Reply To: CAPTAIN CONDOR</title>
			<pubDate><![CDATA[Sun, 15 Feb 2026 16:20:33 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://heathercullen.com/blog/]]></guid>
			<link><![CDATA[https://heathercullen.com/blog/]]></link>
			<title>Blog</title>
			<pubDate><![CDATA[Fri, 21 Oct 2022 09:01:56 +0000]]></pubDate>
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