Terms and Conditions

Welcome to the ITM Bookstore. By accessing or making a purchase from our website, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.

1. Company Information

This website is the property of Heather Cullen, and is a wholly online operation.  We can be contacted theough the contact pages on this site or by email at Info@HeatherCullen.com.

2. Product information

The books on this website are all copyright to Heather Cullen. They are all in PDF format and after purchase may be downloaded to your device. They are not to be shared on any other device or published without the express written permission of Heather Cullen.

3. Order Process

After ordering, you will receive an email with a link to the downloadable material you have purchased. The link is valid for 7 days, and you are able to have 2 attempts at downloading. If there are any problem contact us using the details above.

4. Payment Terms

Payments are handled securely by WooCommerce. Payment must be made in full before the order is accepted. We reserve the right to refuse any transaction that appears to be fraudulent or suspicious.

5. Shipping and Delivery

All books purchased on thie site are digital products. Hardback and paperback books are purchased through Amazon and is subject to their terms and conditions, including shipping and delivery. 

6. Refunds and returns

Upon purchase of a digital product, you will receive an email with the download link. The link will be available for2 downloads or 7 days. Digital products are non-refundable once they have been downloaded.

7. Liability Limitation

The content provided in this digital book is for informational purposes only and does not constitute financial, investment, or trading advice. Heather Cullen makes no representations or warranties as to the accuracy, completeness, or suitability of any information provided. The information contained within this book is based on publicly available data and author opinions at the time of writing, which may change over time.

By purchasing and using this digital book, you acknowledge that stock market investing involves risk, and past performance is not indicative of future results. You assume full responsibility for any decisions made based on the information provided in this book, and you agree that Heather Cullen (author) is not liable for any direct, indirect, incidental, or consequential damages resulting from your reliance on the content.

Heather Cullen disclaims any liability for any losses or damages, including but not limited to financial loss, lost profits, or investment losses, that may arise from the use of this digital book or any linked content. You are encouraged to seek advice from a licensed financial advisor before making any investment decisions.

8. Intellectual Property

All content in the books or on this website, including text, images, and trademarks, are owned by Heather Cullen, and may not be reproduced or used without the express written permission of Heather Cullen..

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms will be resolved in Australian courts.”

10. Privacy Policy

Our privacy policy can be viewed here.

11. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and your continued use of the site indicates acceptance of the updated terms.

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Please note that Heather answers all questions at the end of the ITM Blog.

 

Happy trading!